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Government of India encourages people to move towards a Cashless Economy. This can be achieved by use of debit, credit cards, electronic payment gateway systems such Immediate Payment Service (IMPS), National Electronic Funds Transfer (NEFT) and Real Time Gross settlement (RTGS) in India.
  • Risk of loss of cash while carrying is avoided
  • Facilitate exact payment and reduce transaction costs
  • Convenience in payment and management of utility bills, purchases and other financial transactions.
  • It helps to authenticate financial transactions and maintain proper record facilitating better tax compliance and increasing tax base.
  • Digital payments indirectly reduce expenditure by reducing need for printing of currency notes and its transportation
  • Electronic transactions help in curbing corruption and black money flow, thereby helping in economic growth of the country
  • Lesser use of cash prevents money laundering and better tax compliance
  • Increased tax base would result in greater revenue for public welfare activities
Indian Railways seeks your cooperation and support in helping the Government and the nation in creating a cashless digital economy.
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